Bette: Hey T, you look great.

Tina: Wow this is a nice place, tell Mandy she did good.

Bette: I will. How was your morning?

Tina: Really good. I took Angelica to school in a taxi today and ran back to the apartment, great run and nice to add another route to my list.

Bette: Well that is definitely a good way to see the city. Did you run through central park at all?

Tina: Absolutely took the scenic way back. Got in a couple of hours of work in the office too.

Bette: Are you working after lunch?

Tina: No I was thinking of opening a bank account here. We should also get our joint account established here. Do you want to set everything up at your bank or spread things out?

Bette: It really doesn’t matter. I set things up here with Chase, but also considered going with Citibank. I have a checking and saving accounts with them. Have you decided on a bank?

Tina: No, I just figured it would be easiest to have our accounts at the same place. I know you already did the research before you opened your accounts. We are also about to come into wad of cash, we need to decide where to put that.

Bette: Well, we’re probably looking at about $500 thousand. We should just split it each put our half into an account.

Tina: That doesn’t sound like our money baby.

Bette: T, I didn’t mean it like that, our funds are only FDIC insured up to $250 thousand, so we should put it in separate accounts to keep below the threshold.

Tina: There you go again, being a step ahead of me. You have always done such a good job managing our finances, thank you. I’m sorry I gave you such grief while you were out of work.

Bette: You’re welcome T, this time we can do it more jointly.

Tina: You mentioned an account for Angelica?

Bette: Well that’s the savings account. I really need to work out a plan for that money too. Funny, it was at this restaurant that I received that big bonus check that I put I her account, so there is some real money there for a two year old.