Tina:  The best that I could tell, you were very conservative on the income and very liberal with the expenses. And then you figured in a cushion of 10%. I think we are going to be fine and now we are getting this additional income. Well, I think we can relax a bit more than we planned. I think we will be able to travel whenever the notion strikes us. I think we be able to get someone in to do the housekeeping and the laundry and keep the yard up. And if we need to spend a bit more money to get the home we desire, we can without worrying about the impact on the future.

Bette:  Wow. Tina, you really did review my spreadsheet, didn’t you?

Tina:  Well, yeah.  This is my life too. I’m not diving off a cliff without knowing that there is water down there and its deep enough that I won’t die from the dive. I trust you, Bette. But there are such things as math errors, bad assumptions and bad estimates.  Seeing none of that, I saw a reasonable plan. Changing our entire lives was a diving off the cliff event. We are not as young as we use to be and we only have so many more years in our professional lives.  This is what I perceive to be our last major move. It has to be right, otherwise we will never be able to retire. And I would be very unhappy with that as our future. I want time somewhere in our future when we are not obligated to be some place and perform some service for someone else. I want us to determine what we do and when we do it. And with your plan, that is not very far into the future.

Bette:  Oh, T. I love you so much. You make me so very happy. And I want you to be happy. And I will do whatever it takes to make that happen.

Tina:  You make me very happy Babe.  And I love you more than you will ever know. And I am here with you by your side for the journey whatever it turns out to be. Like it or not, you are stuck with me, because I will never let you go. I love you Bette Kennard Potter and don’t you forget it.